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View Full Version : The Devil's Due Challenge (updated to v1.3)


perihelion
2nd Sep 2011, 03:58 PM
Requirements:
Monique's hacked computer from MTS.

Overview:
Your Sim refuses to go without nice things and takes out a massive loan with exorbitant interest to subsidize their lavish lifestyle. It's up to you to manage your Sim's debt and keep them from going bankrupt!

Instructions:
Start by creating a Fortune Sim and moving them into a house. Buy them Monique's computer and take out a §1,000,000 loan. Yes, that's right, one million simoleons.
Your Sim may spend this money any way they wish. Fulfill all their wants for expensive crap. Completely remodel the house. Collect cars. Buy a helicopter. Go on a long action-packed vacation. However, there will come a time when the bank will call in the loan and the interest will begin to pile up. That's when your Sim will need to find ways to pay off the debt. Player creativity and exploitation will be a serious asset in this challenge.

Rules:
No money cheats except where specified. You can borrow more money if you want, but I don't recommend it unless you're planning to spend that money wisely.
Each business your Sim owns must pay a business tax of §1000 x the business rank per calendar week (payable on Mondays). You can deduct this using the familyfunds cheat.
Every time you get a pop-up telling you how much interest you have accrued, you MUST pay that amount + §1000 into the loan account by the end of the day. Failure to do so will result in your Sim defaulting on the loan and you will fail the challenge. You will need to earn enough money to ensure you can make regular payments. If your Sim is on another lot when this pop-up appears, they must immediately scoot home and make the repayment or keep another hacked computer in their inventory.
You cannot use the genie to get money.
You cannot use any business perks or vacation rewards.
You cannot sell crafted items or produce directly from your inventory, you must sell them through a business.
Your Sim may not move house in an attempt to fool the game into wiping the loan.
You may not make rich Sims and move them in just for this challenge.


You win the challenge when the loan is repaid in full (§0 in Bank Loan Account).
You fail the challenge if the Repo Man shows up or if your Sim fails to make a loan repayment on time.

2cheese
3rd Sep 2011, 04:05 PM
this seems hard but fun

babyblueearly4
6th Sep 2011, 09:46 PM
I have a few questions. Have you playtested this challenge yet? Just curious :)

Also, what are the bounds of making money? Can we do anything aside from cheating? Like marry in a rich sim, have kids and make them get jobs, work up a career ladder ourselves, etc. I like this challenge but I usually have a hard time keeping up on interest when I get a loan. Are we allowed to save back a bit of the 1,000,000 to put toward the loan or do we need to spend the money in full?

Thanks. The idea sounds like a load of fun!

perihelion
7th Sep 2011, 09:05 AM
This challenge is actually based on an event in my normal gameplay, so yes, it has been playtested.

You can do anything you want, within the rules. I have to warn you, though, marrying a rich Sim won't do you much good unless they can pay off the loan quickly. And no making mega-rich Sims for the purpose of this challenge, that's cheating.

Bribrisim
2nd Oct 2011, 05:28 PM
Not fun --

perihelion
15th Nov 2011, 11:48 AM
You must not be very good at the game then.

grammapat
17th Nov 2011, 01:46 AM
Sounds interesting; just got the computer to see how it will work..

So they have to "foolishly" spend all the money before they can start earning money?

DeLoure
17th Nov 2011, 08:47 AM
I'm going to give this one a try!

perihelion
27th Nov 2011, 05:26 PM
Sounds interesting; just got the computer to see how it will work..

So they have to "foolishly" spend all the money before they can start earning money?

Pretty much. The whole point of the challenge is having to keep your Sim from digging themselves deeper and deeper into debt while still keeping up their high-flying lifestyle.