The one I use is Jade Elliot's. I do have to say that I thought of some rules regarding the whole death scenario. A chance of 1 in 9 is very high for every house that I roll. Last time I rolled death 3 times in the span of 1 university rotation. One of my university dorms would have been empty by now. :')
Number 10 on Jade's list is a reroll, so I made that one a neighbourhood scenario I can roll, like building a new community lot or bulldozing one.